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Auto Insurance in Belgrade and Big Sky, MT

Security and Confidence on the Road

Auto insurance is an important part of being safe behind the wheel.  It secures your financial wellbeing in the case of an accident and keeps you compliant with the law.  The exposures and risks that drivers face are numerous and include collisions, underinsured drivers, bodily injuries, and other damages.  They can result in devastating losses if one is not covered by insurance.


At Central Insurance Agency, we develop auto insurance programs that match specific coverage to individual needs and prospective risks.  This ensures that the protection our policies provide is complete and ongoing.  Total protection puts you at ease while you’re behind the wheel and gives you confidence that you are covered.


Our team of insurance specialists will work with you one-on-one to find a policy that matches your situation and budget.  


What Coverage do we Offer

Whether you’re at fault or not, your auto insurance should help you when an accident occurs.  How much your insurance helps you is partly determined by you, the policyholder.  You must select coverage options that go beyond standard and minimal protection.  


There is no ‘one-size-fits-all’ insurance package, and choosing insurance can be difficult.  This is why knowing your coverage options and what they protect against is important.  It’s also why consulting with one of our expert agents is important.  Our agents can help you find the coverage that is right for you and ensure that your policy fits your budget.   

At Central Insurance, our coverage options are vast and include the following:


·         Liability Coverage

·         Comprehensive Coverage

·         Collision Coverage

·         Uninsured & Underinsured Motorist Coverage

·         Diminishing Deductible

·         Accident Forgiveness

·         Minor Violation Forgiveness

·         Roadside Assistance

·         Specialty Auto Insurance

·         24-Hour Customer Service

·         Towing

·         Rental Reimbursement

·         Personal Injury Protection (PIP)

·         Mexican Auto Insurance

·         Medical Payments Coverage


Each auto policy includes discounts and benefits that can save you money now and in the long run.  The discounts and benefits to which you may be entitled as a policyholder with us include a 10-20% reduction in premiums, extra roadside assistance, lockout coverage, and increased coverage options. 


We work to maximize your savings with each policy we write.


Why Central Insurance?

The first step in choosing the right auto insurance is selecting the right insurance company.  The company you choose should be reliable and should provide exhaustive and affordable coverage.  No matter what the circumstances, you should be protected.  At Central Insurance, we know the risks drivers face and we understand how to mitigate these risks using insurance solutions.


We take a consultative approach to policy development.  We meet with you individually to understand your needs and we match these needs with the most appropriate coverage.  We make sure that your policy also matches your budget.  Consultations and information exchanges don’t end with policy purchases, however.  We are an ongoing source of counsel and expertise and will help whenever you need help.


Our commitment to your financial security and overall wellbeing is unwavering.  We express this with every product we provide.  The full-service experience revolves around how you are treated as well as what products you receive, however.  Friendliness and efficiency govern our every action and are on display at all times.  You can count on being treated like you would if you were our first client. 


To find out how we can help you stay secure behind the wheel, talk to a specialist at Central Insurance today.

We are proud to provide car insurance to drivers in Belgrade, Big Sky, West Yellowstone, Bozeman, Ennis, and Three Forks, Montana and surrounding areas.  We also serve areas in eight other states, including Nevada and California.

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Our Locations

Central Insurance Agency - Belgrade Office

Central Insurance Agency - Belgrade Office

161 W Madison Ave
PO Box 1170
Belgrade , MT 59714
Main office: 406-388-4227
Toll free: 877-988-4227
Fax: 406-388-4229
Central Insurance Agency - Big Sky Office

Central Insurance Agency - Big Sky Office

115 Aspen Leaf Drive, Suite A
P.O. Box 160725
Big Sky, MT 59716
Main office: 406-995-3119
Toll free: 877-988-4227
Fax: 406-995-2871

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.