Give us a call


Delivering home and auto insurance in Belgrade and Bozeman, MT 

Who we are 

Honesty, promptness, and discretion are our calling cards, and we exemplify these qualities in every client interaction.  We’ve been in business for over 40 years and we have more than a century of collective experience, so we know what it takes to make clients happy and to give them the best value.  We love our jobs and we pursue excellence in these jobs at all times.  In fact, we all have or pursue advanced degrees in our line of work just so that we can know more and better serve our clients.

What we offer 

We became an independent agency so that we could give clients the products and services that they deserve.  We work with numerous carriers to ensure that we do this.  From home and auto to farm and workers compensation, we have the personal and commercial insurance programs that provide the most protection for the best prices.  We also have specialty programs for specific industries, including firefighting.  If you’d like to know more about what we offer, you can contact us or see our products page.


We have the strength and diversity to insure any business or individual in Western Montana.  We love the communities we serve and we know them well, which helps us provide the best products and services.  We have MSU grads on our staff and we’re members of Belgrade Chamber of Commerce.  We’re not the biggest agency in the area, but we’re certainly the best.

How to get in touch 

We provide products that meet every client’s needs.  We also provide services that add value to our products.  We manage risk and claims, perform regular reviews, and make ourselves reachable whenever and however clients need to reach us. 


Please contact us or give us a call to learn more or to get started.  You can also request a quote.


Additional Information: 

Montana Insurance Information and Resources (The Office of the Montana State Auditor)


Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))


Small Business Insurance Information and Resources (The U.S. Small Business Administration (SBA))



Our Locations

Central Insurance Agency - Belgrade Office

Central Insurance Agency - Belgrade Office

161 W Madison Ave
PO Box 1170
Belgrade , MT 59714

Phone Number:

Main office: 406-388-4227
Toll free: 877-988-4227
Fax: 406-388-4229

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed
Central Insurance Agency - Big Sky Office

Central Insurance Agency - Big Sky Office

115 Aspen Leaf Drive, Suite A
P.O. Box 160725
Big Sky, MT 59716

Phone Number:

Main office: 406-995-3119
Toll free: 877-988-4227
Fax: 406-995-2871

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.